Household first
See the whole plan.
Measure allocation across everyone you manage while keeping each person’s accounts and registered room distinct.
Built for Canadian households
Know exactly what to buy next.
Turn one contribution into a clear buy list across your household.
Loonie uses your latest portfolio values, allocation targets, account priority, and recorded contribution room to map the next move.
Advisory and record-keeping only. You place every order.
How it works
Your next contribution, mapped.
Set the planning inputs once, keep the values current, and let Loonie turn the next available amount into a plan you can inspect.
Available to invest$2,000CAD
- 01
Contribution room
Use the remaining TFSA and RRSP room you entered.
- 02
Account priority
Fund eligible accounts in the order you choose.
- 03
Allocation targets
Direct new money toward gaps in your household mix.
- 04
Current values
Base every amount on your latest portfolio snapshot.
Exact buy list
- VFV · TFSA
- $920
- XEF · TFSA
- $680
- ZAG · RRSP
- $400
Why Loonie
One clear planning rhythm for the household.
Keep the mechanics visible when they help you decide—and out of the way when they do not.
Explainable by design
Understand every dollar.
Each contribution becomes an exact, buy-only list with the account, ticker, amount, and reason shown clearly.
Ready for next time
Keep useful history.
Snapshots and completed plans preserve the context behind today’s portfolio and inform the next contribution.
Passive investing, without the busywork
Less spreadsheet. More investing.
Update values when it makes sense. When money is ready, ask Loonie for the next plan—without rebuilding the same formulas every time.
Create your householdYou stay in control
Planning support, not a brokerage.
Loonie gives you a repeatable decision process while leaving account access, official records, and trade execution where they belong.
- 01
You enter the current picture.
Record portfolio values and the remaining room you want used.
- 02
Loonie prepares a recommendation.
Review a buy-only plan built from the settings you control.
- 03
You make the final call.
Place trades at your brokerage, then complete the plan in Loonie.
FAQ
Clear answers before you begin.
The important product boundaries should be as understandable as the recommendation itself.
01Does Loonie connect to my brokerage or place trades?
No. Loonie is an advisory and record-keeping tool. It prepares a buy list for you to review, then you place the orders at your brokerage.
02Does Loonie calculate my official contribution room?
No. You enter the remaining TFSA and RRSP room you want Loonie to use. Verify those figures against your own records and CRA information.
03What kind of household can use Loonie?
A household can have one or more people. One household manager maintains the people, accounts, portfolio values, and planning settings in one place.
04Will Loonie tell me what to sell?
No. Contribution plans are buy-only. Loonie uses new money to move the household allocation toward the targets you set.
Ready for the next contribution?
Replace the spreadsheet ritual with one clear plan.
Create your household
No brokerage connection required.